Guaranteed Health Insurance Comparisons

Discount Medical Program

Medical Discount Program: No Need To Complain

When you are sick and health insurance is out of your budget, there is still another option for you to save on healthcare costs. Medical discount program is a good alternative though it is not a health insurance. Its main purpose is for you to save money when you visit your doctor or hospital and when buying your medicines.

Everyone is accepted, there are no limits on use and there's no waiting. There is also no need to prove that you have a clean bill of health.

Under the Health Insurance Portability and Accountability Act of 1996 (HIPAA), health insurance carriers may or may not provide guaranteed health insurance to clients with pre-existing conditions. HIPAA defines pre-existing conditions as a physical or mental condition for which medical advice diagnosis care or treatment was recommended or received within six months period ending on the enrollment date.

Some of these pre-existing conditions are heart disease, heart attack, diabetes, cancer, stroke, liver disease, AIDS, pregnancy, depression and kidney disease.

A medical discount program has networks of doctors, hospitals, and other care providers — just like most health insurance plans. However, it is always important to check the percentage of savings rather than being disappointed if it is not true. Complaining to the proper authorities can solve your problem about misleading advertisements, but this will consume a lot of your time, effort and even money. So, it would be ideal to do your homework first before plunging into this type of program.

When you have decided already, all you have to do is to sign up and you can pay a monthly, quarterly or annual fee.There is no limit on how often you can take advantage of the discounts.

As soon as everything is done, you will receive a membership card, which you have to show to the health care provider or other members of the network. You can immediately use your discount card as soon you join. 

Finally, remember that a medical discount program will still let you pay your bills. Joining a medical discount program is a great way to save on routine healthcare, such as visits to the doctor, prescription drugs, or even short trips to the hospital.

Fill out the form above and you'll be instantly contacted by one local, licensed insurance agent, representing all major insurers who will explain all your options. Everyone is accepted. Services include doctor visits, hospital stays, prescriptions, surgery, blood tests, x-rays, emergency room services and much more. Even if you already have a health insurance template, our services can lower your monthly premium and increase coverage. Get a free health insurance quote today so you can begin enjoying hassle-free health benefits and financial security.