Guaranteed Health Insurance Comparisons

Careington Discount Plans

Low Monthly Rate of


Medical Information

  • Teladoc is a national network of board-certified physicians who use electronic health records, telephone consultations and online video consultations to diagnose, recommend treatment and write short term, non-DEA controlled prescriptions, when appropriate. Physicians are available 24 hours a day, 7 days a week and 365 days a year
  • Cost of Consultation: Free!
  • A medical history disclosure (MHD) is necessary prior to requesting a consult. You can complete the disclosure either online or by calling Customer Service. If taken over the phone, a $12 charge will be assessed
  • Secure, personal and portable electronic health records

The medical information program is provided by Teladoc.
Terms and Conditions: Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services. Teladoc phone consultations are available 24 hours, 7 days a week while video consultations are available during the hours of 7am to 9pm, 7 days a week. Consultations are not available in Oklahoma or Massachusetts. Video Consultations are not available in Idaho, Iowa, Louisiana, Oklahoma, Massachusetts or Texas. © 2012 Teladoc, Inc. All rights reserved. Teladoc and the Teladoc logo are registered trademarks of Teladoc, Inc. and may not be used without written permission.

Physician and Ancillary Visits

  • Savings average from 20% to 45%
  • MultiPlan/PHCS is the largest proprietary PPO in the country with nationwide access to over 525,000 physician locations*
  • Participating providers are screened by a team of professionals and must pass strict credentialing criteria prior to joining the MultiPlan/PHCS network
  • There is no limit on the number of times you can access a participating provider in this program

The physician discounts are provided by Multiplan/Private Health Care Systems.
*This program does not include access to MultiPlan/PHCS Network hospitals or physician assistants. This product is not available in MA.

Lab Services

  • 10% to 80% savings on regular retail pricing of blood tests and lab procedures
  • Access to over 3,000 certified labs nationwide

The lab discounts are provided by DirectLabs.
This product is not available in FL, HI, MA, MD, NY, NJ and RI.

Medical Health Insurers

Prescription Discounts

  • Discounts are available at over 60,000 participating pharmacies nationwide
  • Savings of 15% to 60% off generic drugs and 15% to 25% off brand name
  • Convenient ordering online, by phone, or mail

The prescription discounts are provided by MedImpact.

  • Roadside Assistance from Roadside Protect: Telephone roadside dispatch available to members 24 hours a day, 7 days a week, and 365 days a year
  • Pet Pharmacy discounts from Health Matters International: Pet prescription program offers members 20% to 70% savings on retail prices for FDA approved, popular name brand items. 30 to 90 day supply of medication delivered to your door
  • Identity Monitoring & Restoration from InfoArmor: Members and eligible dependents receive a comprehensive and proactive defense against identity theft. Privacy Armor services include SNAPD Identity Monitoring and Privacy Advocate Restoration. *This program is available to the primary member plus up to four (4) additional family members living in the household.

24-hour Nurse Line

  • Access to experienced, registered nurses via a toll-free number, 24 hours a day, seven days a week
  • Symptom assessment and phone triage
  • Urgent and non-urgent care advice
  • Drug and medication information
  • Access to a pre-recorded health information library consisting of over 1,100 topics. *There are over 600 audio health library topics available in Spanish.
The nurse line program is provided by Carenet.

Dental Care

  • 5% to 60% savings on most dental procedures, including routine oral exams, unlimited cleanings, and major work such as dentures, root canals and crowns
  • 5% to 20% savings on specialist's normal fees - where available - for specialties such as orthodontics, endodontics, oral surgery, pediatric dentistry, periodontics and prosthodontics
  • Access to over 142,000 dental access points

The dental care discounts are provided by Careington International Corporation.

Vision Discounts

  • VSP is the nation’s largest eye care provider
  • Save 15% to 35% off eye exams and eyeglasses
  • Over 44,000 participating points of care in retail and medical locations

This plan is not insurance. The vision discounts are provided by VSP Choice Access® Plan.
Product not available in MT, VT and WA.

Additional Health Care Discounts

  • By using the HearPO network of over 2,700 locations throughout the nation, members can save on hearing aids, as well as a 30% discount off of diagnostic services which include hearing exams, and 1 year of free batteries (80 cell per hearing aid). Lowest Price Guarantee*: If you should find a lower price at another local provider, we’ll gladly beat that price by 5%.

*Competitor coupon required for verification of price and model. Limited to manufacturers offered through the HearPO program. Local Provider quotes only will be matched.

  • Diabetes Management Discounts from Better Living Now: Save 20% to 30% on durable medical equipment and 20% to 40% on disposable medical supplies.
  • Life Insurance Quotes Referral from Efinancial: Clients can shop and compare life insurance quotes from the nation’s top-rated carriers. Efinancial works closely to assist members who are searching for affordable life insurance coverage.
  • Chiropractic and Alternative Medicine Plus Fitness Discounts from ChooseHealthy: Save 25% off normal fees for services and receive discounts on health and wellness products.
  • Weight Loss Surgery from the Gastric Banding Panel Group: A $1,000 discount off the regular price for gastric banding weight loss surgery.
  • Vision Correction Surgery from QualSight: Savings of 40% to 50% off the overall national average cost of traditional LASIK surgery

Imaging Network

  • Savings from 10% to 60% on advanced imaging costs for MRI, CT and PET scans
  • Over 2,400 freestanding radiology facilities throughout the United States

The imaging network services are provided by US Imaging.
*Not all locations may accept orders from other countries. Please notify scheduling specialist in advance so they can verify if participating providers will accept such orders. This product is not available in HI, VT and WY.


THIS PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN.*  This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers at this website. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.  

The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. This program is not available in Montana and Vermont. This plan is not currently available in Washington. *Medicare statement applies to MD residents when pharmacy discounts are part of program.