Guaranteed Health Insurance Comparisons

Optional Riders

Critical Illness $25,000 Rider

The insurance carrier will pay one time benefit of $25,000 for the diagnosis of a critical illness. The policy has 10 Critical Illnesses that are covered and pre-existing conditions are covered after 12 consecutive months of coverage. Family coverage will cover both the primary insured and their spouse. These benefits and amounts are in addition to any other benefits received by the policy.

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Additional $500 per day Hospital Rider

The plan pays on an indemnity basis $500 per day in the hospital for 31 days per calendar year. Plan also pays an additional $500 per day if the insured is in ICU or CCU for an additional 31 days per calendar year. Family coverage (Applicant plus 2 or more dependents) includes coverage for applicant, spouse and children. These benefits and amounts are in addition to any other benefits received by the policy. Worried about breast cancer?

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$5000 Accident Rider

• $5,000 Accident Medical Insurance - covers you and your entire family up to $5,000 for medical expenses due to an accident with only a $100 deductible; the plan then pays 100% of the medical costs to $5,000 of reasonable and customary charges.

• Ambulance ride is covered in full, and Air Ambulance up to $4,000!

• No Limit on how many times an insured's family uses the policy.

• This benefit includes $1,000 of Accidental Death & Dismemberment Insurance for primary insured only.

• NOT available in New York, Oregon and Maine

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