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Insurance for the Uninsurable

Becoming sick or injured and being uninsured is one of the most serious international problems these days. In America alone, there are more than 45 million Americans who are uninsured and another 15 million who are under-insured. Many of them are unacceptable for coverage by a standard health insurance company because insurers do not extend the benefits of a guaranteed acceptance health insurance to those with pre-existing conditions or the unemployed.

An existing illness is a painful burden since one cannot easily get the right health insurance policy. But the guaranteed acceptance health insurance is one thing that you may want to consider if you are unable to obtain a traditional insurance that has limited and defined benefits. This traditional type of insurance will only cause more stress rather than alleviate your fears and keep your secured. 

The guaranteed acceptance health insurance is a type of health insurance that is ideal for those individuals who find they do not qualify for other health care plans, and are unable to afford them. Those diagnosed with a pre-existing condition (heart disease, heart attack, diabetes, cancer, stroke, liver disease, AIDS, pregnancy, depression and kidney disease) will find this a premium choice, relieving them of the constant anxiety as to whether their insurance company will pay the bills or not. 

Put simply, there is no refusal on the basis of pre-existing conditions or unemployment status under a guaranteed acceptance health insurance. In fact, another advantage of this type of insurance is its automatic renewal regardless of changes in the member’s health and employment status.

To get your free quote,Fill out the form above and you'll be instantly contacted by one local, licensed insurance agent, representing all the major insurers who will explain all your health insurance options.

This is a vital step to ensuring your personal security, and that of your home and family. Our benefits include doctor visits, hospital stays, prescriptions, surgery, blood tests, x-rays, emergency room services and much more. Even if you already have health insurance, our services can lower your monthly premium and increase coverage.

Membership packages include health care benefits for a variety of health problems that are no longer covered under a traditional health insurance policy. No medical questions are asked and almost anyone can qualify. Though these plans are not standard health insurance plans, the limited benefits that the guaranteed issue health insurance plan provides are valuable to its members who are not accepted by the other insurance companies.

Other features of a guaranteed acceptance health insurance are as follows:

• Full medical benefits for pregnant women. 
• Health coverage for children up to age 19 on their parents' application.  
• Services from multiple medical providers through highly rated health insurers. 
• Anyone who is uninsured, pregnant women of any age, and children up to the age of 19 are eligible to apply for this insurance program.  

Applicants to a guaranteed issue health insurance plan should be very cautious. When planning to procure insurance, be careful to check for the following coverage: 

• Hospitalization with ICU and surgery benefits  
• Prescription benefit plans  
• Accident insurance                                                          
• Short and long-term disability insurance 
• Accidental death and dismemberment insurance (AD&D)  
• Dental plans  
• Vision plans  
• Hearing aids, etc

It always pays to double-check the benefits being offered under a guaranteed acceptance health insurance prior to becoming a member, in order to receive the most suitable, hassle-free coverage possible.

On the other hand, if you’re an insurance salesman looking for free health insurance leads, click on this site.

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