No Health Insurance Rejection - Real Coverage You Can Afford

Is there really a way to prevent health insurance rejection for a pre existing condition? Is it ever really OK to lie on a health insurance application in order to obtain healthcare coverage?

Major health insurance companies reject thousands of people every year, for reasons that a patient may not have ever expected. Many people wonder if it is OK to simply omit information that might lead to health insurance rejection from their application.

The short answer is no, this is in fact considered actual insurance fraud. Not only can a company suspend coverage if they discover that a person lied about their medical history, but will also force the patient to pay back the money for any medical care received under that policy.

How can an insurance company find out if a person lied on an application?

By applying for health insurance, you give the company permission to access your past medical history. An organization called the Medical Information Bureau, who is much like a credit reporting agency, provides insurance companies all kinds of medical records which they then use to determine a patients eligibility.

If you have, or have had, a condition that may preclude you from being insured under a traditional plan, it is always best to be honest. If you do receive a Health Insurance rejection, a good Guaranteed Acceptance Health plan can be the answer.

Our agents can help you get real heath coverage - all pre existing conditions are covered! No one is rejected. Simply fill in the form and you'll be on your way to comprehensive medical insurance that you can afford.